For this phase of the course project, you will further research the bank you chose as the subject of your project. Write the next section of your risk management plan in which you discuss the key people, financial, and operation risks associated with your bank. Be sure to include bank robberies and white-collar fraud in your discussion of operational risks. 1 to 3 pages

In this paper, please address the following questions:

• What are specific people risks associated with a bank?
• What are specific financial risks experienced by a bank?
• What are specific operational risks for a bank?
• What are ways these risks might be avoided or mitigated?

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A business wants to share its customer account database with its trading partners and customers, while at the same time providing prospective buyers with access to marketing materials on its Web site. Assuming that the business is responsible for running all these network components, what types of security components (for example, firewalls, VPN, etc.) could be used to ensure that the partners and customers have access to the account information and others do not? What type of network configuration (for example, bastion gateway server) will provide the appropriate security? Be sure to include your rationale for each security component as well as the type of network. The post should be a minimum of 200 words. Respond to two other learners.

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A debate exists among marketing researchers over the use of research techniques. Some researchers believe that the only way to understand consumers and products is to utilize qualitative research. Critics of qualitative research, however, disapprove of methods such as marketing focus groups or in-depth interviews. These critics contend that qualitative research is prone to bias because of small sample size and the subjectivity of qualitative approaches and, therefore, prefer quantitative research methods. Those researchers preferring quantitative research methods point to the use of large sample sizes and rigorous statistical approaches that exemplify the quantitative method and imply greater generalization. Although qualitative and quantitative research methods are traditional forms of gathering data, many marketers are using digital marketing as a means for capturing Big Data, categorizing the data, determining relevant data needed and analyzing the data to make significant decisions.

To prepare for this Discussion, read the weekly learning resources.

By Day 3

Post an evaluation of the role of market research in developing competitive advantage. In your evaluation, answer the following questions:

• What are the key elements of market research?
• What are the advantages and disadvantages of market research?
• How will digital marketing affect market research methods?
• How can the various marketing research approaches be used to develop competitive advantage?

Support your work with a minimum of two specific citations from this week’s Learning Resources and one or more additional scholarly sources.

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About Your Signature Assignment

This signature assignment is designed to align with specific program student learning outcome(s) in your program. Program Student Learning Outcomes are broad statements that describe what students should know and be able to do upon completion of their degree. The signature assignments may be graded with an automated rubric that allows the University to collect data that can be aggregated across a location or college/school and used for program improvements.

Purpose of Assignment

The purpose of this assignment is to allow the student an opportunity to apply their understanding of cash flow management, break-even analysis, and short-term and long-term financing in starting and growing a business.

Assignment Steps

Resources: OECD Database, Corporate Finance

Prepare a 12- to 13-slide PowerPoint^® presentation with speaker notes requesting initial funding of $500,000 to start and run a start-up company. The proposed start-up company could be an existing business model (coffee shop, pet store, etc.) or could be something entirely new and exciting.

Create the presentation in the following format, with at least one slide to cover each of the following areas:

• Title Page
• Table of Contents
• Executive Summary
• Information about the Industry
• Marketing Plan
• Competitor Analysis
• 3 Year Income Statement (Profit & Loss) Projections
• Include your assumptions for why and how you will achieve your sales growth and what significant expenses and investments you expect to incur to achieve your revenue goals.
• 3 Year Proposed Funding Schedule (Sources and uses of the funds received.)
• Break-Even Analysis
• Academic and Business References

Review the following scenarios and assumption, and explain how it impacts your decision to expand:

• After Year 3, the investors are interested in your company expanding internationally to possibly outsource labor or to reduce manufacturing costs. What countries would you expand to first, and why? What factors would you need to consider in making this decision?
• What is the corporate tax rate in the countries you are considering expanding your business to, and how will that affect your decision to expand globally? (Use OECD Database or another resource to determine the corporate tax rate).
• The investors want to see a decision tree detailing the decisions you would make if you received $300K now and $200K at the end of three years instead of $500K up front.
• The investors would like your team to provide advantages and disadvantages of using debt financing versus selling company stock to raise capital for growth.
• Briefly explain the venture capital process. Does it make sense for your company to raise funds through venture capital?

Format your presentation consistent with APA guidelines.

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From the South University Online Library, read the following article:

• Impact of Information about Sentencing Decisions on Public Attitudes toward the Criminal Justice System (Also available as a PDF)

On the basis of your reading, summarize the article, including the research questions, methodology, data sources, and findings of the study. In addition, respond to the following questions:

• What were the key research questions being explored in this study?
• How did the researchers collect the data? How did these methods impact the findings?
• What were the general findings regarding the public’s perceptions of sentencing practices within the criminal justice system?
• What does the article demonstrate about the limitations of survey research? What limitations do the authors acknowledge with their own study?
• What does this study indicate about public perceptions of sentencing policy? What are the potential implications of these findings on the operation of the criminal justice system?

Review at least two of your classmates’ posts on the basis of the following:

• Compare your classmates’ summaries of the article to your own, noting differences between their conclusions and yours.
• Compare your classmates’ conclusions about the implications of the St. Armand and Zamble research with your own. What similarities and differences are there between the summary content and the conclusions drawn from the research

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